As you transition into retirement, investment planning strategy transitions into risk management.
While you were working, you were investing at a higher risk tolerance. You had the ability to take more risk because you had more time. Retirement is an entirely different phase of life, however. It is a fundamental shift in your lifestyle and your money must make that shift with you. Your focus should no longer be on growth, but rather preservation.
We advocate for an active approach to managing money with the primary goal of avoiding significant losses. We do this by creating a distribution plan. Within this plan, we allocate the money according to its purpose, not just its risk. Because of this, during turbulent times, there is no worry where your income will come from.
Investment advisory services are offered through Trek Financial, LLC., an SEC Registered Investment Adviser.
Information presented is for educational purposes only. It should not be considered specific investment advice, does not take into consideration your specific situation, and does not intend to make an offer or solicitation for the sale or purchase of any securities or investment strategies. Investments involve risk and are not guaranteed, and past performance is no guarantee of future results. For specific tax advice on any strategy, consult with a qualified tax professional before implementing any strategy discussed herein.
*We do not charge you for this evaluation and there is no obligation for you to work with an advisor if you proceed. However, please be aware that there are fees associated with when working with a financial professional. Please contact us for more information on the costs associated with personalized financial planning and investment management.
